What are the requirements to apply for a credit card?

What are the requirements to apply for a credit card?

Here’s what you need to get a credit card:

  • Social Security number. ITIN or passport is acceptable, in some cases.
  • Street address. P.O. Box addresses are not accepted.
  • Annual income. For applicants under 21 years old, this can’t be shared income.
  • Age. You must be at least 18 years old.
  • Credit history.

What is credit card limit in PNB?

The PNB credit card comes with no joining fee and an annual fee of Rs. 500 along with an interest rate of 2.95% per month….PNB RuPay Platinum Credit Card Fees and Charges.

Type of Fee Charge
Joining fee Nil
Free interest period 20 – 50 days
Annual fee Rs.500
Credit limit over usage 2.5% or Rs.500

How long is the processing of PNB credit card?

Only complete applications will be processed. Approvals of applications will be made by PNB within 10 – 15 banking days upon submission of complete requirements. 5. Once approved, the cash credit incentive shall be credited to the referrer’s PNB Credit Card Account within 30 days after the month it was approved.

Which credit card is best in PNB bank?

Top 6 Punjab National Bank Credit Cards

Card Name Annual Fee Best For
PNB Global Platinum Credit Card Nil Travel
PNB Global Gold Card Nil Shopping & Lifestyle
PNB Global Classic Credit Card. Nil Lifestyle
PNB Rupay Platinum Card Nil Travel & Cashback

How can I check my PNB credit card application status?

PNB Credit Card Application Status Online

  1. Call the Toll free number: Customers seeking to know the status of their application can directly call PNB’s Toll free number which is 1800-180-2345.
  2. Call on customer care number: Alternatively, the applicant can call PNB credit card customer care number 0120-4616200.

Does PNB have annual fee?

All PNB Credit Cards have free annual fee on the first year except PNB Business Credit Card. All PNB Supplementary Credit Cards have free annual fee for life.

Can I apply for credit card if my salary is 10000?

Only a very few lenders will have credit cards for people who have a salary of Rs. 10,000. Apart from your salary, your credit history will also be checked, if you want to qualify for these credit cards. If you have a good credit score, you have a better chance of getting approved for a reasonable credit limit.